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Privacy Policy

Effective Date: 3 July 2026 · Last Updated: 3 July 2026

C Kelly & Co Pty Ltd (ABN 82 653 945 183), trading as Freddie Finance ("Freddie Finance", "we", "us", "our"), is committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

This Privacy Policy explains how we collect, use, disclose, and protect personal information collected through freddiefinance.com.au (the "Site") and our funding referral service.

1. What Information We Collect

We may collect the following types of personal information:

Information you provide directly:

  • Full name
  • Mobile number and email address
  • Business name, structure, and ABN status
  • Industry and time trading
  • General funding purpose and desired funding range
  • General trading/revenue status (yes/no indicators only — we do not collect exact income, turnover, or bank account details via this Site)

Information collected automatically:

  • IP address, browser type, device information
  • Pages visited, referral source, and on-site behaviour (via cookies and analytics tools)
  • Advertising identifiers where you arrive via a Meta (Facebook/Instagram) or Google advertisement

We do not knowingly collect sensitive information (such as health information) and do not request bank account numbers, credit card details, credit scores, or specific income/debt figures through this Site.

2. How We Collect Information

We collect personal information:

  • Directly from you when you complete our online enquiry/eligibility form;
  • Automatically through cookies and similar tracking technologies;
  • From Meta or Google advertising platforms when you engage with our ads (e.g. via a Lead Form).

3. Why We Collect Your Information

We collect and use your personal information to:

  • Assess your general eligibility for business funding referral;
  • Match and refer you to one or more third-party finance brokers or lenders ("Partners");
  • Contact you regarding your enquiry;
  • Improve our Site, marketing, and referral matching process;
  • Comply with our legal obligations;
  • Send you relevant marketing communications (where you have not opted out).

4. Disclosure of Your Information

We may disclose your personal information to:

  • Partners (licensed finance brokers and credit providers) for the purpose of assessing and following up on your funding enquiry;
  • Our service providers, including CRM, hosting, SMS/email, and analytics providers (e.g. GoHighLevel, hosting providers, Meta, Google), who assist us in operating the Site and referral process;
  • Regulatory bodies or law enforcement where required by law.

We do not sell your personal information. We may receive a referral fee or commission from a Partner when you are referred to them — this does not involve the sale of your data as a standalone product, but is a fee for the referral service.

Partners you are referred to will handle your information under their own separate privacy policy once your enquiry is passed to them. We encourage you to review the privacy policy of any Partner you engage with.

5. Overseas Disclosure

Some of our service providers (e.g. cloud hosting, advertising platforms such as Meta) may store or process data outside Australia. Where this occurs, we take reasonable steps to ensure your information is handled consistently with the Australian Privacy Principles.

6. Cookies and Tracking

We use cookies and similar technologies (including Meta Pixel and Google Analytics/Ads tracking) to:

  • Understand how visitors use our Site;
  • Measure the effectiveness of our advertising;
  • Retarget visitors with relevant ads.

You can control or disable cookies through your browser settings, though this may affect Site functionality.

7. Direct Marketing

We may send you marketing communications about funding options relevant to your enquiry. You can opt out at any time by:

  • Clicking "unsubscribe" in any email;
  • Replying "STOP" to any SMS;
  • Contacting us directly using the details below.

8. Data Security

We take reasonable technical and organisational steps to protect your personal information from misuse, loss, or unauthorised access. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

9. Access and Correction

You may request access to, or correction of, the personal information we hold about you by contacting us using the details below. We will respond within a reasonable timeframe in accordance with the Privacy Act.

10. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes described in this policy, or as required by law, after which it is securely deleted or de-identified.

11. Complaints

If you believe we have breached the Australian Privacy Principles, please contact us first using the details below. If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised "Last Updated" date.

13. Contact Us

For privacy-related questions, access requests, or complaints:

hello@freddiefinance.com.au
46 Chapel Street, Victoria
ABN: 82 653 945 183